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Learn more about Klarna

Pay now

Pay directly when placing your order. No credit card number, no extra passwords, no worries.

pay later

Only pay for what you like. Review your order first and then decide what you want to keep.

Pay in installments

Pay your orders in installments and at your own pace. You decide how much you want to pay monthly.


What is Klarna?

Klarna is one of the leading payment providers in Europe and a licensed bank that is fundamentally changing the payment experience for buyers and sellers. The company, founded in Sweden in 2005, enables online shoppers to handle outstanding payments immediately, later or in installments quickly, easily and securely. Klarna works with more than 130,000 retailers such as Asos, Spotify, MediaMarkt and Deutsche Bahn and currently employs more than 2,500 people in 14 countries. In 2014 Klarna took over Sofort GmbH; In 2017, Billpay GmbH was acquired. The company's investors include; Sequoia Capital, Bestseller Group, Atomico, VISA and Permira. More information can be found

Is it safe to shop online with Klarna?

Definitely! Shopping online couldn't be more secure than with Klarna. In a store, you can always touch and check the goods you want to buy before paying for them. We believe that online shopping should be no different. That's why Klarna purchase on account gives you the opportunity to check your goods first and pay later.

Our goal is to make shopping easier and safer - smooth. That is why we take drastic measures to protect you as a buyer against fraud and unreliable online retailers. Whenever you see the Klarna logo in an online store, you can be sure that the store is trustworthy and meets our strict requirements.

Klarna is also certified by TÜV Saarland and Trusted Shops. Certificates give you as a consumer positive indications of the quality of the services and products. The associations registered under "the TÜV" are known worldwide and the certificates promote the highest international reputation. TÜV Saarland has concentrated on customer-oriented services outside the traditional official fields of activity. Every year, TÜV Saarland ensures that our business model is serious and that Klarna offers secure payment methods through a detailed investigation.

Klarna has been a “Trusted Shops Authorized Partner” since 2011 and as an “authorized partner”, Klarna's processes are perfectly adapted to the Trusted Shops quality criteria. The Trusted Shops quality criteria are based on national and European laws that are important for online shopping. They take into account the current judgments and requirements of consumer protection organizations or go even further. Read more about the Trusted Shops seal of approval here.

In addition, Klarna Buyer Protection protects you with every purchase from Klarna. This is an agreement between you and Klarna that allows you to shop online safely. To ensure that the Buyer Protection Directive applies, you as a consumer must make the purchase from an entrepreneur. Please note that the Buyer Protection Directive only applies to payments made with Sofort if it is expressly stated on the payment method selection page in the merchant's online store.

I have more questions about my payment. Can I speak to someone from Klarna?

Yes of course! You can chat with us in the app at any time or call us on 0221 669 501 10

Ring Calculator

Engagement Ring Calculator

Wondering how much you should spend on an engagement ring?
Our calculator will help you set budgets based on your lifestyle to help you buy the perfect ring.

One step closer to finding the perfect ring

From the information you provided you should be able to save a maximum of 300€ per month.

As you have 5 months until you wish to propose, this should give you a total of 1500€ available to spend on the ring.

Here are our favourite products recommended for your budget:
what Is The Avg Cost Of An Engagement Rings
What’s the average cost of an engagement ring?

So you’re getting ready to pop that all-important question but not sure how much you are expected to spend on buying an engagement ring. The UK average paid price for an engagement ring is around £1483 and it is worth pointing out that you can definitely purchase a beautiful piece for this amount. Although it is also worth noting, the amount you choose to spend should be determined on your personal preference and budget.

You may be wondering how to choose an engagement ring. There are many important factors which affect the price you will pay. This is determined by the metal type chosen, the diamond cut, clarity, colour and carat weight and the overall design. For example those with a tighter budget may wish to opt for a more affordable 9kt gold, which is both practical and classic, whereas those with a slightly larger budget may choose a durable and elegant platinum.

Select An Engagement Ring At Affordable Price
What ring can I afford based on my salary?

It is important to determine how much of your salary you should save for the ring. The age-old myth is that an engagement ring should be equivalent to between one to three month’s wages. For some, however, this may seem a lot of money to be spending on a piece of jewellery and it should really be based on how much you feel comfortable with spending. It is a good idea to look at exactly what you can afford, this should be a calculation based on your annual salary, monthly expenditure, current savings and the amount of time you have left until you pop the question. Simply fill in the details above, and our handy engagement ring calculator will help determine how much you should be able to afford.

Choose An Best Engagement Ring To Save Money
The best ways to save for an engagement ring?

There are a few quick tips to help you when saving up for an engagement ring. The first and possibly the most important thing is to do your research, visit our diamond education and metal guide to learn more about how to choose the best diamond for your budget and the differences between precious metal types. You may or may not by this point have an idea of the type of ring you would like, do some research into the different styles to get an idea of what you can afford. It is then a good idea to set your budget (use our engagement ring calculator as a guide) and stick to it as closely as possible!

Once you have the budget in place it is time to save, why not try setting up automatic transfers into another savings account, skip the bigger purchases and save any loose change instead of spending it. No matter what your method is, it is a good idea to commit to it.